Do I really have to report a property sale within 60 days?

If you dispose of a UK residential property at a gain, yes. You have 60 days from completion — not exchange, and not the end of the tax year — to report it and pay the tax. It is a separate filing from your tax return and it comes long before it. The disposal is then picked up again on your self assessment.

Which expenses can I actually claim?

Revenue costs of letting the property — repairs, letting agent fees, insurance, ground rent, and travel to the property. Improvements are capital and come off the gain when you sell instead. Replacement of domestic items relief covers like-for-like replacement of furniture and appliances, and it is the one landlords most often miss.

Landlords and property

Property is a business. Its tax should be run like one

Buy-to-let investors, portfolio landlords and developers across Gloucestershire. Rental accounts, self assessment, available reliefs, and capital gains planning before a sale.

Selling a property?

days from completion

to report a UK residential gain and pay the tax. Separate from, and earlier than, your tax return.

How we handle a sale →

Problems we solve

What landlords ask us most.

Whether you have one rental flat or a growing portfolio, these are the questions landlords bring to us most often.

“My mortgage interest doesn’t give me the relief it used to.”

Mortgage interest on residential lets now gets a basic rate tax credit rather than being deducted from rent. We apply it correctly and show you what it means for your overall tax bill.

“I’m thinking of selling a property.”

We calculate the capital gain before you sell, check which reliefs apply, and report and pay within the 60-day deadline after completion.

“Should my properties be in a company?”

We compare personal and company ownership on your own figures, including the cost of moving existing properties, before you commit to anything.

“I’m not sure what I can claim.”

Repairs, letting fees, insurance and replacement furnishings are claimed correctly, and improvements are recorded so they reduce the gain when you eventually sell.

“My records are a box of receipts.”

We prepare rental accounts property by property, so you can see how each one is performing, and set up simple records that will work for Making Tax Digital.

“Will Making Tax Digital apply to me?”

We check whether your gross rental and self-employment income takes you over the threshold, and if it does, set up the software and handle the quarterly updates.

What we do

From one flat to a portfolio.

Prepared property by property and planned with your other income in view. The tax treatment of property has changed significantly over the last decade, so it is worth reviewing your position even if your circumstances have not.

One property or fifty

The fee scales with the portfolio. It is worth asking even for a single let.

Talk to us →

Rental accounts

Prepared property by property, so you can see how each one is performing.

Self assessment

Returns prepared and filed, with the liability known well before it is payable.

Allowable expenses

Repairs, agent fees, insurance, ground rent and travel to the property, all claimed.

Domestic items relief

Replacement of domestic items relief, which replaced the wear and tear allowance.

Finance costs

The residential mortgage interest restriction, applied as a basic rate tax reduction.

Capital gains

Calculated before you sell, and reported within the 60-day deadline.

Company or personal

Advice on whether holding property in a company would suit you.

Making Tax Digital

Digital records and quarterly updates on your rental income once you are over the threshold.

Inheritance tax

How the portfolio passes on, and the planning available while you still own it.

Two deadlines landlords miss

Know them before they arrive.

Making Tax Digital

Rental income counts.

If your qualifying income is over the threshold, you need digital records and quarterly updates. We can move your records into suitable software and handle the submissions for you.

Over £50,000

Already mandated, from April 2026

Over £30,000

Joins April 2027

Over £20,000

Joins April 2028

It is gross income, not profit.

Check the thresholds →

Before you sell

The 60-day CGT deadline.

Sell a UK residential property at a gain and you have 60 days from completion to report it and pay the tax. Please tell us before you exchange so we can prepare the return in time.

Before marketing

Model the gain, the reliefs and which tax year to complete in

On completion

The 60-day reporting and payment window opens

At the return

The disposal is picked up again on your self assessment

Talk before you sell →

Common questions

Do I have to report a property sale within 60 days?

Yes, if you sell a UK residential property at a gain. You have 60 days from completion to report it and pay the tax. This is a separate return from your self assessment, and the sale is then also included on your tax return.

Does Making Tax Digital apply to rental income?

Yes. Property income counts as qualifying income, so landlords above the threshold must keep digital records and submit quarterly updates.

Should I hold my properties in a limited company?

Sometimes. Transferring existing properties into a company counts as a disposal, so it can trigger capital gains tax and stamp duty. Whether it is worthwhile depends on your other income, how long you plan to hold the properties and whether you rely on the rental income. We will tell you if it is not worth doing.

How does the mortgage interest restriction work?

Finance costs on residential lets are no longer deducted from rental profit. Instead you receive a basic rate tax reduction. This means your taxable profit is higher than your actual profit, which can move you into a higher tax band or affect child benefit.

Which expenses can I claim?

The running costs of letting, such as repairs, agent fees, insurance, ground rent and travel to the property. Improvements are capital costs and are deducted from the gain when you sell. Replacement of domestic items relief covers like-for-like replacement of furniture and appliances.

How it works

What working with us looks like

A free first call

A list of your properties, the rent from each and any mortgages is all we need to start.

A review of your position

Ownership structure, reliefs you may be missing, and whether Making Tax Digital applies to you.

A fixed fee

Scaled to the size of the portfolio and agreed before any work starts.

Filed early, every year

Accounts property by property, returns filed ahead of the deadline, and 60-day returns handled when you sell.

Next step

Bring a list of your properties.

The rent from each and any mortgages is enough for a first conversation. We can then tell you whether your structure still suits you, what you may be able to claim, and how Making Tax Digital affects you.

Mon–Fri, 9am–5.30pm