For your business

Accounting and tax for your business

From our office in Cheltenham, we prepare and file your accounts, tax returns and payroll on time. We also report on the numbers through the year, so you can act on them while there is still time.

Who we help:Limited companiesSole tradersPartnershipsNew start-upsGrowing teams

Problems we solve

Sound familiar?

Owners usually call us when the finance side has started to take more of their time than it should. These are the problems we hear most, and what we do about them.

“I only find out how we did when the accounts arrive.”

How we help

Monthly or quarterly management accounts from your own Xero, with a meeting to talk them through while there is still time to act.

“I spend my evenings doing the bookkeeping.”

How we help

Our in-house bookkeepers keep invoicing, reconciliation, supplier payments and VAT current, so the admin leaves your desk for good.

“The corporation tax bill came as a surprise.”

How we help

We estimate it before your year end, look at what can still be done, and tell you what to set aside well before it is due.

“We’re profitable, but cash is always tight.”

How we help

A cash flow forecast that shows the pinch points in advance, with credit control to bring in what you are owed sooner.

“Payroll and VAT deadlines keep creeping up on me.”

How we help

Pay runs, RTI, pensions and VAT returns handled on a fixed calendar, with every deadline for your year end tracked for you.

“We’ve outgrown our spreadsheets, and our accountant.”

How we help

We move you onto Xero with the right apps around it, and handle the handover from your current accountant, even part way through the year.

What we do

Our business services

Most businesses come to us for the accounts and tax, then add bookkeeping, payroll or reporting as they grow. If you also want your own tax looked after, it is best planned alongside the company. See what we do for you personally.

Accounts and corporation tax

Year-end accounts and tax returns for limited companies, sole traders and partnerships, filed ahead of the deadline.

Tax estimated before your year end
Accounts and returns filed early
Confirmation statement and Companies House

Business accounting →

VAT and Making Tax Digital

Already required for VAT, and for income tax above £50,000. We keep the records and submit the returns.

VAT returns prepared and filed
The right VAT scheme for the business
Quarterly MTD updates submitted

Making Tax Digital →

Bookkeeping and Xero

In-house bookkeepers sitting alongside the accountants. We are a Xero Silver Partner and run our own practice on it.

Invoicing, reconciliation and supplier payments
Credit control
Xero migration, setup and integrations

Bookkeeping →

Payroll and pensions

Pay runs and the filings that go with them, handled alongside the bookkeeping so everything agrees.

Payslips and RTI submissions
Auto-enrolment and pension filings
Starters, leavers and year-end forms

Payroll →

Management accounts and live reporting

Which parts of the business make money, where cash is heading and how you are doing against budget.

Monthly or quarterly figures
A meeting to talk them through
Power BI dashboards from your ledger

See it working →

Forecasting and budgeting

A one-off forecast for a lender or a big decision, or a rolling budget kept up to date as part of Finance Partner.

Three-way forecasts: profit, cash and balance sheet
Lender and investor packs
Budget versus actual, every month

Forecasting →

How it works

What working with us looks like

A free first call

Twenty minutes on the business and what is not working. If you don’t need us, we’ll say so.

A fixed monthly fee

We set out what we would do and what it costs, agreed before the year starts.

A clean handover

We contact your current accountant, set up Xero and bank feeds, and agree a calendar of deadlines.

Early, all year

Filings go in ahead of time, and you hear from your named accountant before HMRC does.

Packages

Pick the level of help you need

Four packages on a fixed monthly fee, agreed before the year starts. You can move between them as the business changes.

Corefrom £100/moYear-end accounts, tax returns and filings done early.Core +from £250/moCore, plus bookkeeping and VAT kept current.Most popularGrowthfrom £450/moManagement accounts and a meeting to talk them through.Finance Partnerfrom £850/moBookkeeper, payroll, credit control, management accountant and finance director, one fee.

Compare what’s includedAll prices plus VAT

Also worth knowing

One-off work

Projects that sit outside the monthly fee. Each is quoted separately before we start, so you know the cost up front.

Company formation and structureR&D tax claimsCapital allowance claimsShare schemesReorganisationsSales and successionDirector remuneration planning

Talk it through

Scope

What we don't do

Some work sits outside what we do. Where that is the case we will refer you to someone suitable or work alongside your existing adviser.

Statutory audit

We are not registered to carry out audits. If you need one, because of your size or because a lender or investor has asked for it, we will tell you before the year end and prepare accounts that are ready for the auditor.

Investment and pension advice

Advice on specific pensions, funds or investment products is regulated and needs an authorised adviser. We can explain the tax position and will work directly with your IFA.

Insolvency

Formal insolvency work needs a licensed insolvency practitioner. If cash is tight we will raise it early and help you find the right adviser.

Legal work

Shareholders' agreements, contracts, leases and share purchase documents are for a solicitor. We advise on the tax and accounting side and work alongside solicitors on transactions.

Questions

Common questions

Anything else, call us on 01242 226789.

Can we move to you part way through the year?

Yes. We handle the professional clearance with your current accountant and the handover of records. How changing accountants works.

Do we have to use Xero?

We work in Xero and recommend it. If you are on other software, moving you across can be part of getting started.

Which package is right for us?

It depends how much of the finance you want to hand over. We’ll recommend one on the first call, and you can change as the business does. Compare packages.

Who will we deal with?

A named accountant who knows the business, backed by bookkeepers in the same office. You won’t be passed around.

Do you only work with Cheltenham businesses?

We are based in Cheltenham and work with owner-managed businesses across Gloucestershire and the South West.

Next step

Not sure what you need?

Tell us about the business and what you need help with. We will set out what we would do and what it would cost before you commit to anything.

Phone — Mon–Fri, 9am–5.30pm

01242 226789

info@bpcpartners.co.uk

Switching from another accountant?

We handle the professional clearance and the handover.