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Michael Bull

BA(Hons), FCA
Director
Joined
2001
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Michael Bull

Director at BPC Partners with over thirty years in practice, including time at PwC and predecessor firms. Michael works with owner-managed businesses and their directors on accounts, tax planning and the decisions that come with growth.

Outside of work, Michael enjoys skiing, fishing and holidays in Cornwall.

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Insights

Articles

Company mobile phones: how to provide them tax free
Tax

Company mobile phones: how to provide them tax free

One mobile phone per employee can be provided tax free, but only if the contract is in the employer's name. Get the paperwork wrong and the cost becomes taxable pay.

Michael Bull
Capital allowances when your business buys equipment
Tax

Capital allowances when your business buys equipment

When your business buys equipment, vans or machinery, tax relief comes through capital allowances rather than a straight expense. Here is how the main allowances work in 2026.

Michael Bull
Hire purchase or lease: which is best for vehicles and equipment
Business

Hire purchase or lease: which is best for vehicles and equipment

Hire purchase and leasing both spread the cost of vehicles and equipment, but they differ on ownership, tax relief and VAT. Here is how to compare them.

Michael Bull
Long service awards: how to reward loyal staff tax free
Tax

Long service awards: how to reward loyal staff tax free

A long service award can be given tax and National Insurance free if it meets four conditions. Here is how the rules work, with a worked example and the common mistakes to avoid.

Michael Bull
How to build an annual business budget and use it for decisions
Business

How to build an annual business budget and use it for decisions

A practical guide to building an annual budget for an owner-managed business, from sales assumptions to a monthly profit and cash plan, and how to use it to test decisions such as hiring.

Michael Bull
Inheritance tax planning: getting your affairs in order
Tax

Inheritance tax planning: getting your affairs in order

Inheritance tax can take 40 percent of an estate above the available allowances. With changes to business relief and pensions, now is a good time to check your position and plan ahead.

Michael Bull
Understanding your revenue drivers
Reporting

Understanding your revenue drivers

Revenue comes down to how many customers you have, how often they buy and how much they spend. Knowing which driver is moving shows you where to focus.

Michael Bull
Corporation tax rates and marginal relief explained
Tax

Corporation tax rates and marginal relief explained

Companies pay corporation tax at 19 percent or 25 percent, with marginal relief in between. Here is how the rates work, how associated companies affect them and when tax is due.

Michael Bull
Double cab pickups: now taxed as cars, not vans
Tax

Double cab pickups: now taxed as cars, not vans

Double cab pickups are now treated as cars for benefit in kind and capital allowances. Here is what changed in April 2025, who keeps van treatment for now, and what it costs.

Michael Bull
10 ways to improve your business performance
Business

10 ways to improve your business performance

Steady improvement comes from knowing your numbers, protecting margins, managing cash and freeing up the owner's time. Ten practical steps for owner-managed businesses.

Michael Bull
Overcoming imposter syndrome as a business owner
Business

Overcoming imposter syndrome as a business owner

Many business owners feel they are not as capable as others think. Replacing vague doubt with evidence from your own figures is a practical place to start.

Michael Bull
Five lead magnets that work for small businesses
Business

Five lead magnets that work for small businesses

A lead magnet is something useful offered free in return for contact details. Five formats that work, how to promote them and how to stay within data rules.

Michael Bull
Using your financial data to make better decisions
Reporting

Using your financial data to make better decisions

Your bookkeeping already holds most of the information you need to run the business. Turning it into regular, focused reports helps you spot problems earlier and decide with more confidence.

Michael Bull
Sole trader or limited company: which structure suits you?
Tax

Sole trader or limited company: which structure suits you?

A limited company gives you limited liability and more control over when you take income, but the tax saving is smaller than it used to be. Here is how the two compare for 2026/27.

Michael Bull
Selling your business: adding value before the sale
Business

Selling your business: adding value before the sale

Buyers pay more for businesses that are profitable, well documented and not dependent on the owner. Starting two or three years before a sale gives you time to make a difference.

Michael Bull
Tax-efficient benefits to offer your employees
Tax

Tax-efficient benefits to offer your employees

Some employee benefits cost the business less and are worth more to staff because they are tax-free or taxed lightly. Here are the main ones for 2026/27 and the rules that apply.

Michael Bull
What clients say
The advice I have received has been excellent and very useful to us as a growing company. No request is refused — BPC will always find a way for me through the tough times.
Annette, Frankland (UK) Ltd
Client since 2009
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